July 04, 2023

Ep4 Franchisor bank credit reports with Darryn McAuliffe.

In Episode#4 - Did you know some franchise companies have credit scores with the banks?

Gaining an underlying credit default risk score for a franchise brand in the process.

We all know a bit about personal credit scores through our own credit use for homes, cars and the like.

But the way financial institutions treat companies in this way potentially feels a little bit like the 'dark arts' to many.

In this episode, Darryn enlightens us on;

The current difficulties with franchise finance,
How and why banks increase or reduce their appetite for franchise lending,
How brands can improve their lending profile,
Why franchise brands often do not give enough information to support franchise lending on their brand,
Default risk scores for franchise brands - relatively new in Australia, but well-established in the US,
More brands in Australia have been pleasantly surprised by their scores,
Key takeaways for a franchise owner accessing finance for their business, and for franchisors looking to grow their network

Listen or Watch on Spotify: HERE | Listen or Watch on Apple Podcasts: HERE

Listen on Amazon Music: HERE